LOOKING FORWARD TO 2021 the real estate landscape is/and will be very similar to what it was during 2020. Mortgage interest rates remain at all-time historical lows. Demand, due to buyers’ need and desire to escape dense urban centers for more space and associated safety remains intense. Buyers have saved more capital than ever and are very eager to spend. Equity markets are at record-breaking levels. All these socio-economic factors point to a strong market for 2021. If there are concerns, they revolve around average prices – throughout the region they have reached record levels – and inventory. So many properties were absorbed by the robust demand in 2020 that there may not be enough new waterfront properties coming to market in 2021 to meet what no doubt will be a demand not dissimilar to what we witnessed in 2020.